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My husband has been out of work but was receiving his paycheck for 1 yr.

severance pay. We had (have) money in the bank but citi would still not

give us a lower rate on our mtg. when rates lowered this year. When he

does get a job, I will remember all of those banks (cos) who would not

help us. We have an excellent credit history (no bills except mortgage)

& have never in 30 years once defaulted on our mortgage payments. I do

not understand how you can say you are there for the people. You are full

of greed & do not care to help people avoid foreclosure. We now have our

home up for sale & are hoping we get into an apartment until my husband

gets a job or starts making money in his consulting business.

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